StateCover Mutual Limited (ABN 36 090 394 755) (we, us, our) welcomes you, the user of our website statecover.com.au.
Acceptance of terms
1. We provide this website subject to these terms of use. Before you browse or use any facilities on this website, it is important that you read, understand, and agree to these terms of use.
Privacy
2. We treat all personal information submitted to us in accordance with our Privacy Policy, which is available for you to view and read on our website.
3. We may change these terms of use from time to time without notice. It is important that you regularly review the most up to date version of these terms of use, as they will be the terms on which you access and use this website at any time.
Use of the service
4. You must only use this website for lawful purposes and in accordance with these terms of use, any directions given by us, and with all laws and regulations that apply to you.
5. You must ensure that your access and use of this website is not illegal or prohibited by laws that apply to you.
6. You must not, nor cause or permit a third party to:
Use this website in a manner or for a purpose which is improper, immoral, or fraudulent, infringes any person’s intellectual property rights, or restricts or interferes with our provision of this website to any other users;
Reverse engineer, reverse assemble, reverse compile, copy, duplicate, modify, make derivative works of, or re-sell all or part of this website;
Gain or attempt to gain unauthorised access to any part of this website, our computer systems, or networks connected to this website, including through hacking, password mining, or any other means; or
Use data mining, robots, screen scraping, or similar data gathering and extraction tools on this website to establish, maintain, advance, or reproduce information contained in this website, on your own website, in any other publication, or for your own personal use or benefit other than as expressly set out in these terms of use, except with our prior written consent.
Content
7. Material on this website comes from a variety of sources and authors including staff, contractors, service providers, and our Members. You accept that the content provided by us is general information. We strive to keep the information stored on this site up to date, but cannot guarantee that the information provided is completely accurate. Any mistakes that are brought to our attention will be corrected as soon as possible.
8. This website and the information, names, images, pictures and other content are provided “as is” with no express or implied warranty. We make no representation about the accuracy, completeness or usefulness of the content, or its fitness for any particular purpose, nor do we undertake to keep this website or the content up to date. This applies to content provided by us and to content provided by others.
Copyright
9. Copyright in the content and this website, including text, graphics, logos, icons, sound recordings and software, is owned or licensed by us.
10. Use of the material on this site for educational purposes is encouraged. We give permission for articles, illustrations, and other materials to be reproduced for educational purposes or personal use, provided the information is not changed, and that the source is acknowledged appropriately. Use of material on this website for purposes other than educational or personal use must have prior authorisation by us: contact enquiries@statecover.net.au.
11. In some cases, the copyright for text or images on this website may be held by someone other than us. All rights are reserved on such material, and permission to use them must be requested from the copyright owner. The source of any such material will be indicated on the relevant sections of the site, along with a more restrictive copyright notice.
12. Please contact enquiries@statecover.net.au for any further information that you may require about use of content from this website.
Logo
13. The StateCover logo must not be downloaded, copied or used for any purpose without our permission. Please email enquiries@statecover.net.au for more information.
Viruses
14. You must take your own precautions to ensure that the process you use to access this website does not expose you to the risk of viruses, malicious computer code, or other forms of interference that may damage your computer system.
15. We do not accept responsibility for any interference or damage to your computer system that arises in connection with your use of this website or any linked website.
Security of information
16. No data transmission over the internet can be guaranteed as totally secure. While we strive to protect the information we transmit and receive, we do not warrant and cannot assure the security of any information you transmit to us.
Links
17. This website contains links to external websites. We take no responsibility for the content of such websites, nor do links to such websites imply endorsement of the views expressed by the organisations or individuals responsible for them. External links are provided for informational purposes only.
18. This website may be linked to other websites over which we have no control. Those links are provided for convenience and may not remain current or be maintained. We do not sponsor, endorse, adopt, confirm, guarantee or approve the content or representations made on those websites. We make no representations about the accuracy of content contained on those websites. We are not liable for the content on those websites.
Severability
19. If any provision of these terms of use is held to be enforceable by a court of competent jurisdiction, the remainder of these terms of use will continue in full force and effect.
Governing law
20. These terms of use are governed by the laws of New South Wales, Australia. You agree to submit to the jurisdiction of the courts in New South Wales, Australia, in respect of any proceedings in connection with these terms of use or this website.
